Insurance BMW.

[MiniMayfair]

So, I am already looking at second cars, and I can't even drive yet!

I have fallen in love with the 1999 E36 M3! You can get them for £3,000!

I was wondering what you lot think the insurance would be around? Based on a garaged car?

UK <3

[Jorge]

Being 15, when you do finally turn 17, about twice that of the sale price

[Minuki]

For a 17 year old? Crippling.

I struggled to get insurance for a 1.2l Subaru Justy when I was 17. They were asking for £5K! The cars only worth about £300-500!

[MiniMayfair]

No I mean, say after 3 years of driving my Mini (With Hopefully) 3 Years No Claims?

[Jacko_162]

3 years is a long time bro. insurance prices could double by then. stick to the mini, you will have no chance on BMW till yer at least 20 let alone a m3...

[Minuki]

Your insurance goes down a lot when you reach 21.

Pass your test, learn to drive, then maybe consider an M3. No point getting it then wrapping it round a tree the next day!

[MiniMayfair]

Your insurance goes down a lot when you reach 21.

Pass your test, learn to drive, then maybe consider an M3. No point getting it then wrapping it round a tree the next day!

Oh I know that.

But it is a dream car! Will get one Eventually.

[ratmog]

Keep a close eye on insurance prices - a lot of places are turning down under 25s now for classic cars.

[Jorge]

Yeah its not 21 anymore, more like 25

[Minuki]

Keep a close eye on insurance prices - a lot of places are turning down under 25s now for classic cars.

Very valid point.

Yeah its not 21 anymore, more like 25

Oh is it? Fuuuu.

[Jorge]

Well I'm 22 and still paying silly money for big engined cars.

[Anonymoose]

Pug = big engine?

Your doing it wrong son

[ratmog]

I just got quoted a grand on my classic, so not happy.

[Jorge]

New 635 quote...

[Minuki]

I just got quoted a grand on my classic, so not happy.

I'm a grand on a 1.2 Subaru Justy. :(

There was a guy on my local Mini forum, Modified Mini, 1.7 Rover engine, coil-overs etc...£263 quid! All mods declared....and not even using his no claims. Said it would be under £150 if he was 25.

Insurance company was http://www.frankpickles.co.uk/

Might be worth ringing him?

[ratmog]

I'm a grand on a 1.2 Subaru Justy. :(

There was a guy on my local Mini forum, Modified Mini, 1.7 Rover engine, coil-overs etc...£263 quid! All mods declared....and not even using his no claims. Said it would be under £150 if he was 25.

Insurance company was http://www.frankpickles.co.uk/

Might be worth ringing him?

Ff I think I will.

edit: I'll have to phone them, their online quote service won't take under 25s or unemployed artists. wtf

None of the following occupations :

Amusement Arcade Owner/Employee
Artist
Caravan Dweller
Casino Employees
Doorman/Bouncer/Night Security (Licensed Premises)
Entertainment Industry (Dance/Film/Television/Theatre)
Horse Jockey/Trainer or the like
Licensed Trade/Licensee/Publican/Employee (Apply drinks clause)
Market Trader
Models
Musician
Newspaper Journalists/Photographers (National)
Nightclub Owner/Dancer/Employee
Offshore Gas/Oil Rig employee
Professional Sports person
Road Worker/Ashphalter
Scrap/General (Dealers/Merchants)
Unemployed/No occupation under age 45
Unemployed persons formely associated with above

the fuck

[Jorge]

Errr, aren't you a student?

[Minuki]

Yeah, I can't get classic car insurance...I'll just have to phone up and see what he says.

[Jorge]

I got told the same when I asked a few people about E24s, gotta be 25 now. Might try a few more now out of interest.

[Anonymoose]

Tell them your a detail engineer ratmog, see if they like a technical drawing job title

[ratmog]

Errr, aren't you a student?

Yeah, but lets b e hones,t thats worse than some of the listed occupations.

[JonnyBoi]

i've been quoted 1800 on a 316 e21 at 19 with 2 ncb.

Same as my 1.4 6n now.

[Jacko_162]

£387 Fully comp on my 330 3 series. :eyebrows with everything declared.

[Jorge]

Fronting? Fleet cover?

[Jacko_162]

part of fleet :eyebrows

[Jorge]

Knew it haha